自由人生白金卡有必要办吗

BANK OF China Platinum credit card is categorized as a high-end bank card that comes with various benefits, such as VIP services at domestic airports and high-speed railway stations, as well as exclusive customer managers for handling bank transactions. Therefore, it is worth applying for. Below are the detailed reasons:

1. Annual Fee

BANK OF China Platinum credit card has an annual fee of 800 yuan, with a subsidiary fee of 300 yuan per year.

2. Annual Fee Discount

From now until June 30, 2020, applicants can enjoy a free platinum credit card for the first year, including the general public. This is a limited time offer.

3. Individual Demand and Cost

Whether or not to apply for the BANK OF China Platinum credit card depends on your own needs and the cost of holding the card. It is advised to carefully evaluate the benefits and costs to determine if it suits your situation.

4. Preferred Card

The recommended strategy is to get the BANK OF China Platinum credit card and then cancel the UnionPay card while keeping the Visa card.

5. Rich Benefits of the Card

The BANK OF China Platinum card offers a variety of rich benefits. Some of the main ones include:

6. Tips for Upgrading

If you meet the upgrade conditions of BANK OF China Platinum credit card, it is recommended to give it a try. Upgrading will allow you to enjoy more luxurious value-added services, VIP services at BANK OF China branches, and higher credit limits.

7. Sharing Credit Limit

If you already have a platinum credit card and apply for a BANK OF China Platinum credit card, the credit limits for both cards can be shared. According to the regulations of BANK OF China, all cards under the same account, including the main card and supplementary cards, share the same credit limit.